Ref: IFAST-DUTCH-2025-001 Verified: July 08, 2026

Financial Strategic Directive: Leveraging iFAST Global Bank's SEPA Instant Expansion Amid Dutch Tax Reforms

Executive Liquidity Summary "This directive outlines a strategic approach to integrate iFAST Global Bank's SEPA Instant capabilities with Dutch tax reforms, focusing on optimizing cash flow, minimizing tax liabilities, and ensuring compliance. Key actions include leveraging instant payments for VAT and carbon tax obligations, restructuring corporate structures to benefit from lower corporate tax rates, and adjusting pricing strategies for VAT-impacted goods. The directive aims to improve operational efficiency and financial performance by aligning payment infrastructure with tax planning."

The expansion of iFAST Global Bank's euro payment capabilities with SEPA Instant presents a strategic opportunity to optimize cross-border transactions within the Eurozone, particularly in the context of the Netherlands' evolving tax landscape. The Dutch tax system, characterized by income tax and turnover tax as dual pillars, will implement a three-tier personal income tax rate structure in 2025, while corporate income tax rates remain at 25.8% (19% for profits up to €200,000). VAT adjustments include an increase for certain non-food items from 9% to 21%, and a phased carbon tax introduction. These changes necessitate a recalibration of treasury and investment strategies to enhance liquidity management, reduce tax exposure, and capitalize on instant payment efficiencies.